How to Know when You Should Hire a Disability Attorney
If you suddenly become unable to work and have long-term disability insurance, then you should hire an attorney who specializes in disability law as soon as possible to ensure that you succeed in getting the money you deserve. One missed deadline or an incorrectly completed form could cost you severely. With proper representation, however, the process of filing a claim doesn’t have to be difficult or nerve-wracking. Here is some important information to help you know when to hire a disability attorney in Boise, ID.
What Does a Disability Lawyer Do?
The ERISA, or the Employee Retirement Income Security Act, governs the specific process and limitations of filing a disability claim. By hiring an attorney, you ensure that you will have someone to rely on who knows the ins and outs of the ERISA, something that might be extremely complicated to navigate on your own. You want to make sure that you get all that you deserve after filing a claim and that your attorney will go to bat for you to make sure you do.
When Should You Hire One?
You can hire an attorney at any point, but realize that it’s never too early to hire one. We recommend that you hire one as soon as you are unable to work. You don’t have to worry about losing anything because most attorneys will agree to give you a free consultation over the phone to get the process started. Too many people wait until after a claim is denied to call a lawyer for help. By hiring one as soon as you are unable to work, you will already be well ahead of the game. Some other common mistakes include quitting a job and then trying to file a disability claim. Usually, an employee loses disability coverage as soon as his or her employment ends with a company.
How Much Does Hiring One Cost?
Fortunately, most disability lawyers take cases based on contingency fees. This means that you will not owe your attorney anything unless you win your disability case. Just make sure that you ask if you will have to pay for litigation expenses like travel, postage, and more. Some lawyers are willing to front those costs but require reimbursement later. While hiring an attorney is certainly worth it, you don’t want to get stuck with a bunch of bills you didn’t anticipate having to pay. Be transparent with your attorney and demand that he or she is transparent with you.
How to Find Someone with Experience
Finally, it’s imperative that you make sure you find someone with experience. You do not want to hire someone who is not well versed in ERISA. Failing to find someone with experience will cost you valuable time and money, and it may even cause you to lose your case. You can consult with a trusted lawyer like Joseph F Brown MD JD to learn more.