Common Mistakes When Applying for Social Security Disability Insurance
When applying for social security disability, common mistakes can happen. The process is an extremely trying, tough, and strenuous project that can take anywhere from six to twenty four months. And with all of that waiting, the delays and the disappointment, many people can get discouraged, especially those with mental disabilities and physical disabilities. But, with the help of a good counselor who knows the mistakes that can delay a claim, or even make a claim null and void, you can make it through the strenuous process of filing for social security disability insurance. Here are just a few things you’ll need to know before starting the process of filing.
Not Enough Research
One of the most important things to do when applying for social security disability insurance is to do your homework. You’ll want to make sure that you are extremely educated on the process because, though it may seem like just a simple process of filing out some forms and then waiting for a response, there are a lot more steps. For just a few details of the process, you have to follow a five-step sequential evaluation process to determine whether you qualify for social security disability, according to an article by allsup.com.
- You cannot be gainfully employed, which is defined as usually making over $1,000 a month.
- You cannot be able to work—your condition is bad enough that it interferes with work.
- Your condition is listed on the Social Security’s list of conditions that apply.
- You can’t do the work you did before your disability or impairment and you’re unable to perform any other type of gainful work.
And during this entire process, there are many other things that you’ll need to watch out for, including some of the following.
For one of the biggest things you’ll need to watch out for is collecting unemployment benefits while applying for social security disability benefits. One of the requirements to receive Social Security Benefits is that you are unable to work. But if you are receiving unemployment benefits, you are stating that if a job opens up, you will be able to perform that work. These are two opposing views that put you at extreme risk for having your claim denied.
Missing Medications or Treatment
One of the easiest ways to get a claim denied is by not taking your medications or opting out of receiving medical treatment. If you aren’t actively trying to solve your problem, the government isn’t going to try to help you and may argue that your condition isn’t severe enough to warrant help. You also need to consistently visit your doctor in order to have medical evidence to prove that you are disabled enough to warrant disability. If you have continuous and consistent medical treatment and a doctor that can stand as a witness to your disability, then you should feel confident in your claim.
Not Working with a Lawyer
Lastly, one of the most important things to help you in your path to seeking social security disability is to work with a quality lawyer that can help you through the steps of seeking this type of claim. It has been proven that individuals that work with lawyers for these types of claims are more likely to have their claims approved than not. If you end up using a lawyer that has gone through the process before, you should be able to have someone that you can trust and who can really help you. They should answer your questions and be aware of the pitfalls that may come about. People are unable to do this alone and good representation is one of the most important ways to filing an accurate claim.